Born in Rockford, Illinois, on December 14, 1962, Ginger Lynn Allen went to California in 1982 to visit her ill grandfather. She decided to stay and found employment as a manager at a Musicland record store in Redlands. She had lived in a trailer in one of the worst parts of the city for almost a year when she answered an ad for figure models. This led to employment the same day and a layout in Penthouse magazine.