Born April 6, 1986, in Chicago, Illinois, Kay Adams is the daughter of Polish immigrants and grew up speaking fluent Polish and English. She developed an interest in a media career while attending Whitney M. Young Magnet High School in Chicago. Adams attended the University of Missouri, majoring in communications while working multiple part-time jobs to pay for her education, including positions as a bartender at a sports bar and a radio personality on local music and sports radio stations.